Why You Should Never Talk to the Insurance Company Without a Lawyer After a Car Wreck in Texas

After a car wreck, it’s normal to feel overwhelmed, especially if you’re dealing with medical bills, car repairs, and time away from work. During this stressful time, the other driver’s insurance company may call you and ask for a recorded statement.

Don’t do it.

It may seem like a routine request, but giving a recorded statement can seriously hurt your injury claim—especially if you don’t have legal representation. Here’s what you need to know before talking to any insurance adjuster.

🎧 Insurance Companies Want You on Record—But Not to Help You

When the insurance adjuster asks for a recorded statement, they’ll often say things like:

• “We just need to get your side of the story.”
• “This is standard procedure.”
• “This will help speed up your claim.”

But what they won’t tell you is that they’re trained to look for anything you say that could minimize your claim or be twisted to suggest you were partially at fault.

Even casual remarks like “I didn’t see the other car” or “I feel okay right now” can be used to reduce or deny your compensation. Remember: their job is to save money for the insurance company, not to protect you.

💰 Lower Settlements for People Without a Lawyer

Insurance companies track everything—and their data shows that people without lawyers settle for far less than those with legal representation.

That’s why they may pressure you to take a quick, lowball offer early on—before you know the full extent of your injuries, or before you’ve had time to consult an attorney. They’re hoping you’ll accept a fraction of what your case is worth.

🚫 Other Drawbacks of Not Hiring a Lawyer After a Car Wreck

Here’s what you risk by handling your car accident claim on your own:

• Missing out on compensation for future medical bills, lost earning potential, or pain and suffering.
• Letting deadlines expire (in Texas, you generally have 2 years to file a personal injury lawsuit).
• Not understanding what your case is truly worth, including intangible damages like emotional distress.
• Getting buried in paperwork, legal terms, and complex procedures—while trying to heal from your injuries.

⚖️ Yes, Lawyers Charge a Fee—But You Still Come Out Ahead

Most Texas personal injury lawyers, including Wyde & Associates, work on a contingency fee basis. That means:

• You pay nothing up front
• You only pay if we win your case
• Our fees typically range from 33% to 50% of the recovery, depending on whether the case settles or goes to trial

Even after attorney’s fees, clients typically walk away with significantly more compensation than those who try to handle their claim alone. Why? Because we know how to fight lowball offers, value your claim properly, and take your case to court if needed.

🏆 Get an Experienced Advocate on Your Side

At Wyde & Associates, we’re not just here to negotiate—we’re here to fight for everything you’re owed. Whether your accident happened in Dallas, Garland, Richardson, or anywhere in North Texas, we’ll stand up to the insurance company and work to get you maximum compensation.

📞 Call Now for a Free Consultation

Don’t go up against the insurance company alone. Contact Wyde & Associates today for a free, no-obligation case review. We’ll explain your rights and guide you every step of the way—so you can focus on healing while we focus on winning.

📍 Based in Dallas | Serving Clients Statewide